Bacs Approved Software

Bacs Approved Software is a requirement if you want to transmit payments or collect direct debits directly through Bacs Payment Services. Mosaic Software is one of the leading providers of Bacs Software to both large and small organisations throughout the UK. We are a Bacs Approved Solution Supplier.

BacscomIP provides the ideal, easy to use, software solution to meet the needs of any organisation, regardless of size. Our customers range from very small organisations to central government and local councils.


Maintaining tight control over financial transactions is crucial in today's difficult financial climate. BacscomIP provides a fast and secure payment solution allowing you to integrate with accounting and payroll systems to make Bacs payments and collect Direct Debits.

  • Very simple and intuitive to use
  • Integrates easily with a variety of accounts and payroll software packages
  • Can be used for all types of Direct Credit, including but not limited to Supplier payments, Payroll payments or Pensions
  • Can be used for all Direct Debits including Memberships, Subscriptions, Maintenance Contracts or School fees
  • Includes the highest levels of security, using Public Key Infrastructure (PKI) and smart cards

Competitive and Fair Pricing

We take pride in providing software at a fair price. If your Bacs approved solution supplier is charging you for upgrades then please call us. You will likely find our price to purchase our solutions is less than other software suppliers charge to perform an upgrade.

Assistance when you need it

Our staff has excellent working relationships with the banks and will assist you when completing your sponsoring bank's application forms. As well as installing the software our services include integrating it with your accounting or payroll systems, full training in the use of the software and the testing required by your sponsoring bank to make you a live Bacs submitter.

Bacscom Cloud

Our alternative to the desktop based solution, Bacscom Cloud is our internet based Bacs software solution. Having a cloud based solution appeals to many companies as it means that we do not need to install any of our software onto a clients machine. Updates are applied by us automatically and you will still receive the same level of support that you would on our desktop solutions. Your data will be stored on our servers so you can be sure that all your data is safe in the event that a PC breaks down. Find out more about Bacscom Cloud here.

BacscomIP in summary

  • Mosaic Software is a Bacs Approved Solution Supplier (BASS)
  • BacscomIP is Bacs Approved Software
  • Pay salaries, wages, supplier payments or any other payments by Direct Credit.
  • Collect subscriptions, club fees, insurance premiums or any other collections by Direct Debit
  • Regular updates of the ISCD to validate sort codes.
  • Modulus check performed on sort code and account combination.
  • Secure, uses 256 bit encryption

Some help with the acronyms.

  • AUDDIS - Automated Direct Debit Instruction Service.
  • ADDACS - Automated Direct Debit Amendment and Cancellation Service.
  • ARUDD - Automated Return of Unpaid Direct Debits.
  • DDAN - Direct Debit Advance Notice.
  • DDICA - Direct Debit Indemnity Clain Automation.